Star Health – Star Comprehensive – Product Benefits
| Policy Name | Star Health Star Comprehensive |
| 1. Hospitalisation Expenses | More than 24hrs of Hospitalisation Expenses |
| Room Rent | as actuals |
| ICU | as actuals |
| 2. Pre Hospitalisation | 30days |
| 3. Post Hospitalisation | 60days |
| 4. Road Ambulance | 2k/3k/3.5k/4k/4.5k/5k |
| 5. Air Ambulance | Not Covered |
| 6. Day Care Procedures | 101 Day Care Procedures |
| 7. Out Patient Expenses | OPD dental/opthalmic expenses, Covered, once in a block of 3 yrs Rs 5k/10k |
| 8. Organ Donor Expenses: | Not Covered |
| 9. Recovery benefit: | |
| 10. Physiotherapy Expenses: | Not Covered |
| 11. Sum Insured Reinstatement Benefit: | Yes, 100% per policy period |
| 12. Ayurvedic & Homeopathic treatment Hospitalisation Expenses | |
| 13. Maternity Expenses | Covered, 10k & 25K for Normal delivery, and 15K & 40K for Caesarian |
| 14. New Born Baby Cover | Covered upto maternity SI, Vaccination charges covered up to 1000/- |
| 15. Preventive Health Check Up | Covered, once in a block of every 3 claim free yrs |
| Add on Covers | |
| Ancillary Expenses Benefit | |
| Personal Accident Benefit | |
| Critical Illness Benefit | Not Covered |
| UW Guidelines | |
| SI | 5/7.5/10/15/20/25lacs |
| Age group | 5yrs to 65yrs (proposer should be 18yrs) |
| Dependent Children covered upto | |
| Cumulative Bonus | 50% for each claim free yrs upto 100% for SI 5L and 100% for each claim free yr for remaining SI options |
| Waiting periods | |
| Initial waiting Period | |
| For Listed illness | |
| Pre Existing Diseases | Covered after 48months |
| Discounts | |
| Family Discount | |
| Add on Cover Discount | |
| Claim Free Renewal Discount | |
| Other Discounts if any |