Star Health – Star Comprehensive – Product Benefits
Policy Name | Star Health Star Comprehensive |
1. Hospitalisation Expenses | More than 24hrs of Hospitalisation Expenses |
Room Rent | as actuals |
ICU | as actuals |
2. Pre Hospitalisation | 30days |
3. Post Hospitalisation | 60days |
4. Road Ambulance | 2k/3k/3.5k/4k/4.5k/5k |
5. Air Ambulance | Not Covered |
6. Day Care Procedures | 101 Day Care Procedures |
7. Out Patient Expenses | OPD dental/opthalmic expenses, Covered, once in a block of 3 yrs Rs 5k/10k |
8. Organ Donor Expenses: | Not Covered |
9. Recovery benefit: | |
10. Physiotherapy Expenses: | Not Covered |
11. Sum Insured Reinstatement Benefit: | Yes, 100% per policy period |
12. Ayurvedic & Homeopathic treatment Hospitalisation Expenses | |
13. Maternity Expenses | Covered, 10k & 25K for Normal delivery, and 15K & 40K for Caesarian |
14. New Born Baby Cover | Covered upto maternity SI, Vaccination charges covered up to 1000/- |
15. Preventive Health Check Up | Covered, once in a block of every 3 claim free yrs |
Add on Covers | |
Ancillary Expenses Benefit | |
Personal Accident Benefit | |
Critical Illness Benefit | Not Covered |
UW Guidelines | |
SI | 5/7.5/10/15/20/25lacs |
Age group | 5yrs to 65yrs (proposer should be 18yrs) |
Dependent Children covered upto | |
Cumulative Bonus | 50% for each claim free yrs upto 100% for SI 5L and 100% for each claim free yr for remaining SI options |
Waiting periods | |
Initial waiting Period | |
For Listed illness | |
Pre Existing Diseases | Covered after 48months |
Discounts | |
Family Discount | |
Add on Cover Discount | |
Claim Free Renewal Discount | |
Other Discounts if any |