Star Health Star Comprehensive Product Benefits

Star Health – Star Comprehensive – Product Benefits

Policy Name Star Health Star Comprehensive
1. Hospitalisation Expenses More than 24hrs of Hospitalisation Expenses
Room Rent as actuals
ICU as actuals
2. Pre Hospitalisation 30days
3. Post Hospitalisation 60days
4. Road Ambulance 2k/3k/3.5k/4k/4.5k/5k
5. Air Ambulance Not Covered
6. Day Care Procedures 101 Day Care Procedures
7. Out Patient Expenses OPD dental/opthalmic expenses, Covered, once in a block of  3 yrs                                                                      Rs 5k/10k
8. Organ Donor Expenses: Not Covered
9. Recovery benefit:
10. Physiotherapy Expenses: Not Covered
11. Sum Insured Reinstatement Benefit: Yes, 100% per policy period
12. Ayurvedic & Homeopathic treatment Hospitalisation Expenses
13. Maternity Expenses Covered, 10k & 25K for Normal delivery, and 15K & 40K for Caesarian
14. New Born Baby Cover Covered upto maternity SI, Vaccination charges covered up to 1000/-
15. Preventive Health Check Up  Covered, once in a block of  every 3 claim free yrs
Add on Covers
Ancillary Expenses Benefit
Personal Accident Benefit
Critical Illness Benefit Not Covered
UW Guidelines
SI 5/7.5/10/15/20/25lacs
Age group 5yrs to 65yrs (proposer should be 18yrs)
Dependent Children covered upto
Cumulative Bonus 50% for each claim free yrs upto 100% for SI 5L and 100% for each claim free yr for remaining SI options
Waiting periods
Initial waiting Period
For Listed illness
Pre Existing Diseases Covered after 48months
Family Discount
Add on Cover Discount
Claim Free Renewal Discount
Other Discounts if any