Star Health Medi Classic Insurance Policy (Individual) 

                                          Star Health Medi Classic Insurance Policy (Individual) 
Plans Zone 1 /Zone 2
Sum Insured (in Lakhs) Individual :1.5/2/3/4/5/10/15(In Lakhs)
Family:2/3 (in lakh)
Policy Type Individual/Family
Entry age Individual  – 5 months  to 65 years
Family -5 months to 45 years
Policy Term 1, 2years
Relationship members covered under one policy Self, Spouse, Dependent Child
Inpatient Treatment covered
Day Care Procedures Covered
Pre-Hospitalisation 30 days
Post-Hospitalisation 60 days,
Medical Expenses incurred up to 7% of hospitalization expenses subject to a maximum of Rs. 5000/-
Domiciliary Treatment NA
Organ Donor NA
Ambulance Up to Rs. 750/- per hospitalization
AYUSH Benefit Non Allopathic Treatments: Covered up to 25% of the sum insured subject to a maximum of Rs. 25,000/- per policy period.
Vaccination (in case of Post Bite Treatment) Covered
New Born Baby cover Optional Benefit of New Born Baby cover available under family package plan.
Sum Insured : 10% of the mother’s sum insured. Premium : 10% of the policy premium.
Restore Benefit Applicable
Cover for People Suffering from HIV This policy can be taken by HIV positive persons provided the CD 4 count at the time of entry is above 350 (proof to be produced). However, hospitalization for any opportunistic infections is not covered
Cumulative Bonus Individual Plan -Applicable
Family Package – Nat Applicable
Health Check-up Coupon Expenses incurred towards Cost of Health check-up up-to 1% of the average sum Insured after every block of 4 claim free years subject to a maximum of Rs.5,000/- is payable on renewal. This benefit is available for sum insured of Rs. 2, 00,000/- and above only
Hospital Daily Cash Cash benefit for each completed day of hospitalisation Rs.1000/- for each completed day
Long Term Discount Applicable
Pre-existing diseases 48 months
Specified Diseases 24 months
Other benefits Cost of engaging one attendant Rs.400/- per day for each completed day
Patient Care (Optional Extension)