Star Comprehensive Insurance Policy

Benefits Star Comprehensive Insurance Policy
Sum Insured (in Lakhs) 5/7.5/10/15/20/25( In Lakhs)
Policy Type Individual / Family Floater
Entry age *3 months to 65 years
*Dependent children (those who are economically dependent on their parents) can be covered upto 25 years of age.
Relationship members covered under one policy Self, Spouse & 3 dependent children
Inpatient Treatment Covered
Day Care Procedures Covered
Pre-Hospitalisation 30 Days
Post-Hospitalisation 60 Days
Domiciliary Treatment Covered
Ambulance Minimum Rs. 2,000/- per policy period, Maximum Rs. 5,000/-
Out-Patient Treatment Cover after waiting period of 3 years Minimum Rs. 1,200/- Maximum Rs.3,300/- (other than Dental and Ophthalmic treatment)
a) Out-patient Consultation
b) Diagnostic Tests Health Check up : Expenses incurred for health check up minimum Rs. 5,000/- maximum Rs. 12,000/- based on the sum insured
c) Dental Treatment Dental up to the limits mentioned in the schedule of benefits with a limit of Rs.300/- per consultation
Maternity Expenses Covered
New Born Baby cover Covered
Restore Benefit Applicable
Cumulative Bonus Applicable
Health Check-up Coupon Covered ; after every block of 3 claim-free year
Second Option Covered
Pre-existing diseases 48 months
Specified Diseases 24 months
Other benefits Air Ambulance
Bariatric Surgery
Accidental Death and Permanent Total Disablement
Cash benefit for each completed day of hospitalization

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