Manipal Cigna ProHealth Select Policy

                                                                   Manipal Cigna ProHealth Select Policy
Sum Insured (in Lakhs) Sum insured options:

Select A – Rs. 0.5, 1, 2, 3, 4, 5, 7, 10, 15, 20, 25 lakhs

Select B – Rs. 2, 3, 4, 5, 7, 10, 15, 20, 25 lakhs

Policy Type Individual / Family Floater
Entry age Minimum: 18 Years
maximum: No restriction
Children above 91 days can be covered
Policy Term 1, 2, 3 years
Relationship members covered under one policy 13 relationships covered
Inpatient Treatment Covered
Day Care Procedures Covered
Pre-Hospitalisation 60days
Post-Hospitalisation 90days
Domiciliary Treatment Covered
Organ Donor Covered
Ambulance Covered with the sublimit of 2000 per hospitalization
Dental Treatment in case of Accidents Inpatient Accidental Dental Treatment is covered
AYUSH Benefit Government Hospitals: Covered upto Sum Insured. Other Hospitals: Covered upto Rs. 30,000
Daily Cash for accompanying an Insured child Not covered
Vaccination (in case of Post Bite Treatment) Vaccination in case of animal bite
Out-Patient Treatment Cover after waiting period of 3 years OPD covered except Spectacles, Contact Lens, Hearing Aids
a) Out-patient Consultation
b) Diagnostic Tests
c) Dental Treatment
d)Spectacles, Contact Lens, Hearing Aids
Restore Benefit Covered
Cumulative Bonus Increase in SI by 5% per insured per policy year upto maximum of 100%
Health Check-up Coupon Annual Health Check up available
Critical Illness Covered upto SI
Sub limits Applicability Optional
Family Discounts on Individual Sum Insured Basis Family Discount: Discount offered is 10% for policies covering more than 2 individuals with individual Sum Insured.
Long Term Discount Discount offered is 7.5% for policies with term 2 years and 10% for policies with term 3 years, only upon payment of lump sum premium.
Pre-existing diseases 48 Months
Specified Diseases 24 Months
Other benefits Healthy rewards – Reward point worth 1% of the total premium will be accumulated on buying the policy.
Commulative bonus booster – 3 options to boost comulative bonus
Re-assurance benefits –  Critical Illnesses / Permanent Total Disability  policy will automatically extend for policy period of 2 years