| Manipal Cigna ProHealth Select Policy | |
| Benefits | |
| Sum Insured (in Lakhs) | Sum insured options:
Select A – Rs. 0.5, 1, 2, 3, 4, 5, 7, 10, 15, 20, 25 lakhs Select B – Rs. 2, 3, 4, 5, 7, 10, 15, 20, 25 lakhs |
| Policy Type | Individual / Family Floater |
| Entry age | Minimum: 18 Years maximum: No restriction Children above 91 days can be covered |
| Policy Term | 1, 2, 3 years |
| Relationship members covered under one policy | 13 relationships covered |
| Inpatient Treatment | Covered |
| Day Care Procedures | Covered |
| Pre-Hospitalisation | 60days |
| Post-Hospitalisation | 90days |
| Domiciliary Treatment | Covered |
| Organ Donor | Covered |
| Ambulance | Covered with the sublimit of 2000 per hospitalization |
| Dental Treatment in case of Accidents | Inpatient Accidental Dental Treatment is covered |
| AYUSH Benefit | Government Hospitals: Covered upto Sum Insured. Other Hospitals: Covered upto Rs. 30,000 |
| Daily Cash for accompanying an Insured child | Not covered |
| Vaccination (in case of Post Bite Treatment) | Vaccination in case of animal bite |
| Out-Patient Treatment Cover after waiting period of 3 years | OPD covered except Spectacles, Contact Lens, Hearing Aids |
| a) Out-patient Consultation | |
| b) Diagnostic Tests | |
| c) Dental Treatment | |
| d)Spectacles, Contact Lens, Hearing Aids | |
| Restore Benefit | Covered |
| Cumulative Bonus | Increase in SI by 5% per insured per policy year upto maximum of 100% |
| Health Check-up Coupon | Annual Health Check up available |
| Critical Illness | Covered upto SI |
| Sub limits Applicability | Optional |
| Family Discounts on Individual Sum Insured Basis | Family Discount: Discount offered is 10% for policies covering more than 2 individuals with individual Sum Insured. |
| Long Term Discount | Discount offered is 7.5% for policies with term 2 years and 10% for policies with term 3 years, only upon payment of lump sum premium. |
| Pre-existing diseases | 48 Months |
| Specified Diseases | 24 Months |
| Other benefits | Healthy rewards – Reward point worth 1% of the total premium will be accumulated on buying the policy. Commulative bonus booster – 3 options to boost comulative bonus Re-assurance benefits – Critical Illnesses / Permanent Total Disability policy will automatically extend for policy period of 2 years |
