Travel Insurance coverages offered by Insurance Companies

S. No Coverages Travel Insurance Policy – USGI Digit on the move policy (Individual Travel) Travel Insurance Policy – SBIG HDFC Ergo- Easy Travel
1 24-hour Worldwide Medical Emergency Assistance Covered Covered Covered Covered
2 TRIP CANCELLATION Covered Covered Covered Covered
3  COMMON CARRIER DELAY Covered Covered Covered Not Covered
4 DELAY OF CHECKED-IN BAGGAGE Covered Covered Covered Covered
5 TOTAL LOSS OF CHECKED-IN BAGGAGE Covered Covered Covered Covered
6 MISSED CONNECTION Covered Covered Covered Covered
7 TRIP ABANDONMENT Not Covered Covered Covered Not Covered
8  DAILY CASH ALLOWANCE Not Covered Covered Covered Covered
9 PERSONAL ACCIDENT Covered Covered Covered Covered
10 ACCIDENTAL DEATH AND DISABILITY (COMMON CARRIER) Not Covered Covered Not Covered Covered
11  ADVENTURE SPORTS Not Covered Covered Not Covered Not Covered
12 WAIVER OF PRE-EXISTING DISEASE Not Covered Covered Not Covered Not Covered
13 PERSONAL LIABILITY & BAIL BOND Covered Covered Covered Covered
14 ALL RISK CANCELLATION CHARGES Not Covered Covered Not Covered Not Covered
15 LOSS OF PASSPORT Covered Covered Covered Covered
16 BOUNCED BOOKINGS Not Covered Covered Not Covered Not Covered
17 EMERGENCY TRIP EXTENSION Covered Covered Covered Not Covered
18 COMPASSIONATE FAMILY VISIT Covered Covered Covered Not Covered
19 LOSS OF BAGGAGE AND PERSONAL BELONGINGS Covered Covered Covered Not Covered
20 ESCORT OF MINOR CHILD Not Covered Covered Not Covered Not Covered
21 HOME BUILDING AND CONTENTS Covered Covered Coverage against burglary Not Covered
22 STUDY INTERRUPTION Covered Covered Not Covered Not Covered
23 ACCIDENT OF THE SPONSOR Covered Covered Not Covered Not Covered
24 FINANCIAL EMERGENCY CASH Not Covered Covered Covered Covered
25 TRIP DELAY Covered Covered Covered Covered
26 HIJACK COVER Not Covered Not Covered Covered Covered
27 Golfer’s Hole-in-one Not Covered Not Covered Covered Not Covered
28 Repatriation of mortal remains – Not Covered Not Covered Not Covered Covered