Insurance Products offered by Toffee Insurance

Product Name Coverage Exclusion 
1 Fitness Insurance -Individual Personal Accident policy Insurance for accidental injuries due to running, cycling, gyming & more. Accidental Death ₹ 1,00,000 Accidents in any adventure sport
Premium: ₹430 Permanent/Total Disability ₹ 1,00,000 Pre-existing medical conditions
Hospitalisation Expenses ₹ 95,000 Non-medical Expenses
Broken Bones ₹ 20,000 Below 18 years and above 69 years
Outpatient Treatment (OPD), Deductible of ₹500 per OPD claim ₹ 5,000 Accidents under the effects of intoxicants
2 Daily Commute Insurance – Individual Personal Accident policy Insurance for accidental injuries while commuting in any vehicle. Accidental Death ₹ 1,00,000 Accidents in any adventure sport
Premium: ₹430 Permanent/Total Disability ₹ 1,00,000 Pre-existing medical conditions
Hospitalisation Expenses ₹ 95,000 Non-medical Expenses
Broken Bones ₹ 20,000 Below 18 years and above 69 years
Outpatient Treatment (OPD), Deductible of ₹500 per OPD claim ₹ 5,000 Accidents under the effects of intoxicants
3 Home Insurance Policy Insure your belongings against fire, theft and damage. Repair of Home Appliances ₹ 20,000 Damages to mobile phones
Damage to Electronic Items ₹ 20,000 Damage due to wear and tear
Premium: ₹489 Loss of possessions due to burglary ₹ 1,00,000 Items without original receipts
Loss due to natural disasters or fire ₹ 1,00,000 Items more than 5 years old Jewellery and cash
4 Travel Insurance policy Comprehensive international travel insurance for all countries. Medical Expenses $50,000 Only travel with tourist visa is covered
Personal Liability $100,000 Pre-existing medical conditions
Premium:  ₹345+ Death and Disability $10,000 Accidents in any adventure sport
Dental Treatment $300 Below 1 year and above 70 years
Loss of Baggage/Passport $1000 Accidents while intoxicated