| SN | Coverages | Simple Home (SBIG) | Homesecure (Householders) Instachoice Policy (TATA AIG) | Homesecure (Householders) Policy (TATA AIG) | HOME PACKAGE POLICY (CHOLA MS) |
| 1 | Fire & Allied Perils for Building & Contents | Covered | Covered | Covered | Covered |
| 2 | Burglary including theft | Covered | Covered | Covered | Covered |
| 3 | Public Liability | Covered | Covered | Covered | Not Covered |
| 4 | Workmen compensation | Covered | Covered | Covered | Not Covered |
| 5 | Plate glass | Covered | Not Covered | Covered | Covered |
| 6 | Baggage | Covered | Covered | Covered | Covered |
| 7 | Breakdown of Domestic Electric & Electronic Appliances | Covered | Covered | Covered | Covered |
| 8 | Personal Accident | Covered (Cumulative bonus for PA part) | Covered | Covered | Covered |
| 9 | Loss of Cash in Transit | Covered(Within 6 hours of transaction) | Not Covered | Covered | Not Covered |
| 10 | All risk cover for Portable equipment’s | Covered | Not Covered | Not Covered | Not Covered |
| 11 | All risk cover for Jewelry & valuables | Covered | Not Covered | Covered | Not Covered |
| 12 | Key Replacement | Covered | Not Covered | Covered | Not Covered |
| 13 | Pedal Cycle | Not Covered | Not Covered | Covered | Not Covered |
| 14 | Marine Transit | Not Covered | Not Covered | Covered | Not Covered |
| 15 | Expenses toward Temporary Re-Settlement Expenses | Not Covered | Not Covered | Covered | Covered |
| 16 | Fraudulent Charges | Not Covered | Not Covered | Covered (up to 12 hours prior to Your first reporting) | Not Covered |
| 17 | lost Wallet | Not Covered | Not Covered | Covered | Not Covered |
| 18 | Garden | Not Covered | Not Covered | Not Covered | Covered |
| 19 | Pet Animal | Not Covered | Not Covered | Not Covered | Covered |
| 20 | Personal Accident for employee | Not Covered | Not Covered | Not Covered | Covered |
| 21 | Costs of Hospitalisation arising out of an accident | Not Covered | Not Covered | Not Covered | Covered |
| 22 | Education benefit / Benefit for “loss of earning capability” | Not Covered | Not Covered | Not Covered | Covered |
| 23 | Cost of conducting death ceremonies | Not Covered | Not Covered | Not Covered | Covered |
| 24 | Financial Shield | Not Covered | Not Covered | Not Covered | Covered |
