| HDFC ERGO Health Suraksha Top up Plus | |
| Coverages | Health Suraksha Top up Plus |
| Inpatient | Covers medical expenses for hospitalization due to an illness or accident. We will pay for the medical expenses for room rent, boarding expenses, nursing, intensive care unit, medical practitioner(s), anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines, drugs and consumables, diagnostic procedures, cost of prosthetic & other devices or equipment’s if implanted internally during a surgical procedure, |
| Pre-post hospitalization | 60 and 90 days |
| Day Care Procedures | Medical Expenses for enlisted 140 Day care procedures |
| Organ Donor | The medical expenses on harvesting the organ from the donor. |
| Ambulance Services | Expenses up to Rs. 2000 per hospitalisation for utilizing ambulance service for transporting insured person to hospital. |
| Domiciliary treatment | The medical expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required hospitalisation. |
| Underwriting guidelines | |
| Entry age Min | 91 days, 5 years |
| Entry age Max | 92 days, 5 years |
| Sum insured | Rs 2 lakh, 3lakh, 4lakh, 5lakh , Rs.1 lakh, 7.5 lakh, 10 lakh |
| Sum Insured Type | Individual/Floater |
| Policy term | 1, 2 yrs |
| Premiums | Varies for Individual and Floater |
| Waiting periods: | |
| Pre existing | 48 months |
