HDFC ERGO Health Suraksha Top up Plus – Super Top Up Policy

HDFC ERGO Health Suraksha Top up Plus
Coverages Health Suraksha Top up Plus
Inpatient Covers medical expenses for hospitalization due to an illness or accident. We will pay for the medical expenses for room rent, boarding expenses, nursing, intensive care unit, medical practitioner(s), anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines, drugs and consumables, diagnostic procedures, cost of prosthetic & other devices or equipment’s if implanted internally during a surgical procedure,
Pre-post hospitalization 60 and 90 days
Day Care Procedures Medical Expenses for enlisted 140 Day care procedures
Organ Donor The medical expenses on harvesting the organ from the donor.
Ambulance Services Expenses up to Rs. 2000 per hospitalisation for utilizing ambulance service for transporting insured person to hospital.
Domiciliary treatment The medical expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required hospitalisation.
Underwriting guidelines
Entry age Min 91 days, 5  years
Entry age Max 92 days, 5  years
Sum insured Rs 2 lakh, 3lakh, 4lakh, 5lakh , Rs.1 lakh, 7.5 lakh, 10 lakh
Sum Insured Type Individual/Floater
Policy term 1, 2 yrs
Premiums Varies for Individual and Floater
Waiting periods:
Pre existing 48 months

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