HDFC Ergo Easy Health Product benefit table
| Benefits | Easy Health | |
| Sum Insured (In Lacs) | 1Lac, 2 Lac, 3 Lac, 4 Lac, 5 Lac, 7.5 Lac, 10 Lac, 15 Lac | 2 Lac, 3 Lac, 4 Lac, 5 Lac, 7.5 Lac, 10 Lac, 15 Lac |
| Plans | Standard | Standard |
| Policy Type | Individual | Family Floater |
| Entry age | 91 days to 65 years | |
| Policy Term | 1, 2 years | |
| Relationship members covered under one policy | 6 members | |
| Inpatient Treatment | Covered | |
| Day Care Procedures | Covered | |
| Pre-Hospitalisation | 60days | |
| Post-Hospitalisation | 90days | |
| Domiciliary Treatment | Covered | |
| Organ Donor | Covered | |
| Ambulance | Up to Rs. 2000 per hospitalisation | |
| Emergency Air Ambulance | Not Covered | |
| Recovery Benefit | Not Covered | |
| AYUSH Benefit | Up to Rs. 20,000 | |
| Daily Cash for choosing shared accommodation’s | Rs.500 per day, Maximum Rs.3,000 | |
| Daily Cash for accompanying an Insured child | Not Covered | |
| Vaccination (in case of Post Bite Treatment) | Not Covered | |
| Out-Patient Treatment Cover after waiting period of 3 years | Not Covered | |
| a) Out-patient Consultation | ||
| b) Diagnostic Tests | ||
| c) Dental Treatment | ||
| d)Spectacles, Contact Lens, Hearing Aids | ||
| E-Opinion in respect of a Critical Illness | Not Covered | |
| Convalescence Benefit | Not Covered | |
| Maternity Expenses | Not Covered | |
| New Born Baby Cover | Not Covered | |
| Restore Benefit | Not covered | |
| HIV & Mental illnesses treatmen | Covered | |
| Cumulative Bonus | 10% for every claim-free year accumulating up to 100% (in the event of a claim, CB will be reduced by 10% of SI on the next renewal). | |
| Health Check-up | Up to 1% of Sum Insured per Insured Person, only once at the end of a block of every continuous four claim free years. | Up to 1% of Sum Insured / Policy, only once at the end of a block of every continuous four claim free years |
| Second Opinion | Not Covered | |
| Specialist Consultation | Not Covered | |
| Wellness | Not Covered | |
| Critical Advantage Rider | Offered (where base Sum Insured is Rs.10 lacs & above) | |
| Hospital Daily Cash | Not Covered | |
| Family Discounts | 5% if 2 members are covered and 10% if 3 or more family members | NA |
| Long Term Discount | 7.5% Discount on premium if Insured Person is paying premium of 2 years | |
| Stay Active | Up to 8% discount on renewal premium subject to insured member achieving the average number of steps in each time interval prescribed in the grid by either walking or running regularly to keep fit. The discount will be accrued by the customer at defined time intervals and cumulated at the end of the policy period and offered as a discount on renewal premium. | |
| Pre-existing diseases | 36months | |