HDFC ERGO- E Secure Insurance Policy (Individual Cyber Insurance)

Individual Cyber Insurance 
HDFC ERGO- E Secure Insurance Policy
Coverage Description
Legal Protection Covers legal cost and expenses In case of a legal dispute arising out of specified covered risk as listed below. Also covers cost of legal advice sought by the insured
Covers damage to personal reputation when third party publishes harmful information about you on the internet (including forums, blog postings, social media and any other website)
Psychological Counseling Covers damage to personal reputation when third party publishes harmful information about you on the internet (including forums, blog postings, social media and any other website)
Identity Theft Reimburse expenses incurred due to loss of your personal information over the internet by a third party to obtain money, goods or services
Unauthorized online transaction Covers fraudulent online transactions made on your bank account /debit/ credit card/ e-wallets by a third party
E-Extortion/Cyber Extortion Cover Covers financial loss suffered by you as a result of an extortion threat
Cyber Bullying/Cyber Stalking Cover Covers expenses incurred for psychological counselling, if you are the victim of cyber bullying or harassment by the third party
Phishing and Email Spoofing Covers financial loss suffered due to direct result of phishing and email spoofing
Protection of digital assets from malware
Bajaj Allianz-Cyber Safe Insurance Policy
Identity Theft Cover Any fraudulent and unauthorized access to usage, deletion or alteration of your personal data stored in your computer system including your digital devices.
Social Media Defense and prosecution costs against identity theft occurring on your legitimate Social Media account as a result of a cyber-attack.
Cyber Stalking Repeated use of digital communications to harass or frighten you.
Malware Attack Computer program received through SMS, File transfer, downloaded programs from internet or any other digital means by your computer system including your digital devices maliciously designed to infiltrate and damage it without your consent.
IT Theft Loss Funds wrongfully or erroneously paid by you as a direct result of Third Party’s unauthorized targeted cyber intrusion into your computer system.
Phishing Any attempt to obtain your sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication.
Email Spoofing A forgery or a wrongful manipulation of an E-mail header so that the message appears to have originated from the actual source.
Media Liability Claims Any liability arising out of unintended publication or broadcasting of any digital content resulting out of a Cyber Attack on your Computer System including your digital devices.
Cyber Extortion threat to cause a Privacy Breach, Data Breach or Cyber Attack.
Privacy and Data Breach by Third Party Any unauthorized disclosure of your personal data by a third party or any unauthorized access or use of your personal data stored in Third Party’s computer system.