| Covers | Loss of | Due to | By | From |
| Employee Theft Coverage | money, securities or other property | theft or forgery | an identifiable employee of the Insured | Within office premises / outside the premises |
| Premises Coverage | money or securities | destruction, disappearance, | third party | Within office premises / banking premises |
| wrongful abstraction or computer theft | ||||
| other property | robbery | third party | Within office premises | |
| Transit Coverage | money or securities | destruction, disappearance, wrongful abstraction | third party | Outside the Insured’s premises while being conveyed by any person authorized by the Insured |
| Depositors Forgery Coverage | money | fraudulent cheque, draft, promissory note, bill of exchange drawn on the Insured account | third party | NA |
| Computer Fraud Coverage | Money, securities or property | unlawful taking or fraudulently induced transfer | third party | a computer network and facilities either owned and operated or leased and operated by an Insured |
| Funds Transfer Fraud | money or securities | fraudulent instructions issued to a financial institution to transfer money or securities | third party | from the Insured’s bank account |
