Commercial Crime Insurance

Covers Loss of  Due to By From
Employee Theft Coverage money, securities or other property theft or forgery an identifiable employee of the Insured Within office premises / outside the premises
Premises Coverage money or securities destruction, disappearance, third party Within office premises / banking premises
wrongful abstraction or computer theft
other property robbery third party Within office premises
Transit Coverage money or securities destruction, disappearance, wrongful abstraction third party Outside the Insured’s premises while being conveyed by any person authorized by the Insured
Depositors Forgery Coverage money fraudulent cheque, draft, promissory note, bill of exchange drawn on the Insured account third party NA
Computer Fraud Coverage Money, securities or property unlawful taking or fraudulently induced transfer third party a computer network and facilities either owned and operated or leased and operated by an Insured
Funds Transfer Fraud money or securities fraudulent instructions issued to a financial institution to transfer money or securities third party from the Insured’s bank account