Covers |
Loss of |
Due to |
By |
From |
Employee Theft Coverage |
money, securities or other property |
theft or forgery |
an identifiable employee of the Insured |
Within office premises / outside the premises |
Premises Coverage |
money or securities |
destruction, disappearance, |
third party |
Within office premises / banking premises |
wrongful abstraction or computer theft |
other property |
robbery |
third party |
Within office premises |
Transit Coverage |
money or securities |
destruction, disappearance, wrongful abstraction |
third party |
Outside the Insured’s premises while being conveyed by any person authorized by the Insured |
Depositors Forgery Coverage |
money |
fraudulent cheque, draft, promissory note, bill of exchange drawn on the Insured account |
third party |
NA |
Computer Fraud Coverage |
Money, securities or property |
unlawful taking or fraudulently induced transfer |
third party |
a computer network and facilities either owned and operated or leased and operated by an Insured |
Funds Transfer Fraud |
money or securities |
fraudulent instructions issued to a financial institution to transfer money or securities |
third party |
from the Insured’s bank account |