| Benefits | Chola Classic Health – Family Floater |
| Sum Insured (in Lakhs) | A – 5lakhs B – 4Lakhs C- 3 lakhs D- 2 lakhs E – 1 Lakhs |
| Policy Type | Family Floater |
| Entry age | 90 days to 65 Yrs |
| Policy Term | Valid for one year from date of inception **Policy can be renewed for 1,2 and 3 years |
| Inpatient Treatment | Covered upto SI |
| Day Care Procedures | Covered upto SI |
| Pre-Hospitalisation | 60 days |
| Post-Hospitalisation | 90 days |
| Organ Donor | Covered |
| Ambulance | 1000 |
| Dental Treatment in case of Accidents | Covered |
| AYUSH Benefit | Covered |
| Vaccination (in case of Post Bite Treatment) | Covered |
| Cumulative Bonus | 5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured **Reduction in Cumulative Bonus – 5% of Sum Insured |
| Wellness Package | Chola MS Wellness Health Alerts Service (CWHAS) |
| Pre-existing diseases | 48 months |
| Specified Diseases | Waiting period of 30 days and 12 months will not be applicable if caused directly due to an accident during policy period. |