Care Health Insurance – Care Product – Product Benefits
| Policy Name | Care Health Insurance – Care Product |
| 1. Hospitalisation Expenses | More than 24hrs of Hospitalisation Expenses |
| Room Rent | For SI 2/3/4 lacs 1% of Sum Insured, for other up to Single Private Room |
| ICU | For SI 2/3/4 lacs 2% of Sum Insured, for other SI no restriction |
| 2. Pre Hospitalisation | 30 Days |
| 3. Post Hospitalisation | 60 Days |
| 4. Road Ambulance | Yes, Min 1500 per claim, max 3000 per claim |
| 5. Air Ambulance | Not Covered |
| 6. Day Care Procedures | Covered, 171 procedures |
| 7. Out Patient Expenses | Not Covered |
| 8. Organ Donor Expenses: | Yes, Min. 50000 to Max. 3lacs |
| 9. Recovery benefit: | Not Covered |
| 10. Physiotherapy Expenses: | Not Covered |
| 11. Sum Insured Reinstatement Benefit: | Yes |
| 12. Ayurvedic & Homeopathic treatment Hospitalisation Expenses | Not Covered |
| 13. Maternity Expenses | Not Covered |
| 14. New Born Baby Cover | Not Covered |
| 15. Preventive Health Check Up | Yes, annually irrespective of claims history |
| Add on Covers | |
| Ancillary Expenses Benefit | Rs. 500/day for 5days only for SI 3/4lacs |
| Personal Accident Benefit | Not Covered |
| Critical Illness Benefit | Not Covered |
| UW Guidelines | |
| SI | 3/4/5/7/10/15/20/25/50/60 lacs |
| Age group | 91Days, no Max entry age |
| Dependent Children covered upto | 18yrs |
| Cumulative Bonus | 10% for each claim free year, Max 50% |
| Waiting periods | |
| Initial waiting Period | 30 Days for Hospitalisation |
| For Listed illness | 2yrs |
| Pre Existing Diseases | 48months |
| Discounts | |
| Family Discount | 5% to 10% |
| Add on Cover Discount | No |
| Claim Free Renewal Discount | No |
| Other Discounts if any | Cross sell discount 10%, Multiple year policy 7.5% to 10% |