| Coverages | Enhance Super Top Up Insurance |
| Inpatient | upto sum insured |
| Pre-post hospitalization | 30 & 60 days |
| Day Care Procedures | available |
| Organ Donor | applicable |
| Underwriting guidelines: | |
| Entry age Min | 1 day, 18 yrs |
| Entry age Max | No age bar |
| Renewal age | Lifelong |
| Sum insured | * 1 Lac to 25 Lac (As multiple of 1,2,3,4 or 5 time of deductible)* 6 Lac to 30 Lac (As multiple of 1,2 or 3 time of deductible) |
| Sum Insured Type | Individual/Floater |
| Policy term | 1,2,3 yrs |
| Disease Specific Loading | Diabetes Mellitus-II – 15% Hypertension – 15% Obesity – 15% Cholesterol/ Lipid Profile – 15% ECG/ TMT – 15% asthma – 15% Left Anterior/ Posterior Hemi Block – 15% Other cases of single morbidity – 15% |
| Free look | 15 days |
| Family discount | 2-3 members- 5% 4 and above — 10% |
| Sectional Discount | 2 year- 7.5% 3 year- 10% |
| Term Discount | 5 to 20%, depending upon the group size. |
| Group discount | 15 – 100 member – 5% 101 – 600 members – 10% 601 – 2000 members – 15% 2001 and above – 20% |
| Pre existing | 48 months |
