Bajaj Allianz Cyber Safe Insurance Policy

Bajaj Allianz Cyber Safe Insurance Policy
Identity Theft Cover Any fraudulent and unauthorized access to usage, deletion or alteration of your personal data stored in your computer system including your digital devices.
Social Media Defense and prosecution costs against identity theft occurring on your legitimate Social Media account as a result of a cyber-attack.
Cyber Stalking Repeated use of digital communications to harass or frighten you.
Malware Attack Computer program received through SMS, File transfer, downloaded programs from internet or any other digital means by your computer system including your digital devices maliciously designed to infiltrate and damage it without your consent.
IT Theft Loss Funds wrongfully or erroneously paid by you as a direct result of Third Party’s unauthorized targeted cyber intrusion into your computer system.
Phishing Any attempt to obtain your sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication.
Email Spoofing A forgery or a wrongful manipulation of an E-mail header so that the message appears to have originated from the actual source.
Media Liability Claims Any liability arising out of unintended publication or broadcasting of any digital content resulting out of a Cyber Attack on your Computer System including your digital devices.
Cyber Extortion threat to cause a Privacy Breach, Data Breach or Cyber Attack.
Privacy and Data Breach by Third Party Any unauthorized disclosure of your personal data by a third party or any unauthorized access or use of your personal data stored in Third Party’s computer system.